Intain Markets and FIS have launched the Digital Liquidity Gateway, a new marketplace built on Avalanche that allows regional and community banks to buy, sell, and securitize loan portfolios with greater transparency and efficiency.

Digital Liquidity Gateway brings sophisticated financial tools, once reserved for the largest institutions, to roughly 2,000 regional and community banks across the United States. These banks provide much of the nation’s small business and commercial real estate lending, but have often lacked efficient access to broader investor capital.

Modernizing Asset-Backed Finance

By connecting directly to FIS’ core banking systems and using artificial intelligence (AI) to automate manual workflows, Digital Liquidity Gateway aims to streamline how banks manage and securitize loans. In traditional asset-backed finance, banks pool loans such as those for small businesses or commercial properties and sell them to investors to free up capital for new lending. 

Digital Liquidity Gateway moves it onto Intain’s Avalanche Layer-1 blockchain, where data can be verified instantly and settlements occur programmatically. The platform is now onboarding banks and investors, with hundreds of millions of dollars in transactions expected to flow through by year-end.

“This partnership brings blockchain where it matters most – into asset-backed finance,” said Siddhartha, CEO of Intain Markets. “The Tricolor bankruptcy and First Brands issues show that rebuilding trust in the underlying assets is now more critical than ever.”We’re automating  manual processes and delivering transparency for all participants.”

Expanding Capital Access and Strengthening Local Economies

Regional and community banks play a critical role in financing small businesses and local development, yet they have long faced barriers to connecting with broader sources of capital. Digital Liquidity Gateway helps close that gap by creating a transparent marketplace where these banks can distribute loan portfolios directly to institutional investors.

Early transactions between institutional partners have already shown how the platform enables faster, more transparent interactions between banks and investors. Digitized onboarding and verification simplify due diligence and investment processes, helping banks redeploy capital more efficiently while giving investors greater confidence in the underlying assets.

“Digital Liquidity Gateway marks a fundamental shift in how regional and community banks can manage their balance sheets and serve their communities,” said John Omahen, Head of FIS Digital Assets.

“By combining deep integration with FIS core banking systems, blockchain-enabled transparency from Avalanche, and AI-driven automation from Intain, we’re unlocking capital markets access for thousands of institutions. This means more lending capacity for small businesses, more competitive loan products for consumers, and a more resilient banking sector that can better serve Main Street America.”

Digital Liquidity Gateway turns the promise of blockchain into practical infrastructure that supports job creation, credit expansion, and nationwide economic growth.

Avalanche’s Role

Built on Intain’s Avalanche Layer 1 (L1) and supported by AvaCloud, Digital Liquidity Gateway demonstrates Avalanche’s architecture's ability to enable purpose-built, compliant networks for financial institutions. The collaboration shows how Avalanche’s technology can modernize existing financial infrastructure while expanding access to capital markets through faster, more transparent transactions.

“When we give institutions more efficient access to capital markets, they can make more loans, offer better rates, and provide more credit to underserved communities,” said John Wu, President of Ava Labs. “This collaboration highlights how Avalanche’s blockchain technology is modernizing real-world finance, helping community banks expand credit access and strengthen local economies.”

A Broader Step Toward Modern Finance

The collaboration among Intain, FIS, and Avalanche shows how blockchain is evolving from concept to practical financial infrastructure. As institutions modernize lending, settlement, and payment systems through purpose-built networks, Avalanche’s architecture provides the technical foundation for building secure and transparent systems.